Tony Dinh
Loan Factory
NMLS#: 281092
Licensed state: Colorado, Texas
About me
Tony Dinh | Loan Officer | DSCR & Non-QM Loan Specialist | Houston, TX
I specialize in DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) loan programs — helping real estate investors, business owners, and self-employed individuals get approved when traditional lenders say no.
With my “think outside the box” approach, I focus on real solutions — not roadblocks. Whether you have no job, no income, or no tax returns, I can help you find the right program to fund your next property or grow your investment portfolio.
From first-time investors to experienced landlords, I’m committed to delivering fast approvals, transparent communication, and creative funding solutions every step of the way.
💡 Specialties:
• DSCR Loans for Real Estate Investors
• Non-QM / Alternative Documentation Loans
• Asset-Based and Bank Statement Programs
• Cash-Out & Refinance Options
• Investor-Friendly Financing Nationwide
Let’s connect. I help investors and homebuyers turn opportunities into successful closings — without the red tape.